融(rong)資租賃在(zai)(zai)中小企(qi)業(ye)(ye)融(rong)資中起到重要的(de)(de)作用(yong),但要真(zhen)正將(jiang)融(rong)資租賃發展成為一個(ge)重要產(chan)業(ye)(ye),充分發揮其對于經濟發展應有的(de)(de)功(gong)用(yong),目前(qian)仍(reng)存在(zai)(zai)很多的(de)(de)障礙。 1.開(kai)展融(rong)資租賃業(ye)(ye)務(wu)的(de)(de)合法性問題 根據中國現行(xing)金融(rong)監管體制(zhi),融(rong)資租賃業(ye)(ye)務(wu)屬于金融(rong)業(ye)(ye)務(wu),只…
2012-01-09(一(yi))國內(nei)融(rong)(rong)資(zi)(zi)租(zu)賃的程(cheng)序(xu) 融(rong)(rong)資(zi)(zi)租(zu)賃是集融(rong)(rong)資(zi)(zi)與(yu)融(rong)(rong)物(wu)、貿易與(yu)技術更新(xin)于一(yi)體(ti)的新(xin)型(xing)金(jin)融(rong)(rong)工具,是一(yi)種通過低成本(ben)和特定程(cheng)序(xu),把資(zi)(zi)金(jin)和設(she)備(bei)緊密(mi)結(jie)合起來的資(zi)(zi)金(jin)融(rong)(rong)通方式,其操作程(cheng)序(xu)是: 1.選(xuan)擇租(zu)賃公(gong)司(si),提(ti)出租(zu)賃申請 在確(que)定采用(yong)融(rong)(rong)資(zi)(zi)租(zu)賃方式取得…
2012-01-09中小(xiao)企業(ye)采用融(rong)資租(zu)賃不僅可(ke)以融(rong)得(de)(de)資金,也(ye)可(ke)以獲得(de)(de)稅收(shou)的優(you)惠(hui),還可(ke)以避免(mian)設備(bei)陳舊過時的風(feng)險,歸(gui)納起來融(rong)資租(zu)賃對中小(xiao)企業(ye)有以下幾個優(you)勢。 1.有利(li)于中小(xiao)企業(ye)融(rong)資 融(rong)資租(zu)賃考(kao)察的不是承租(zu)人過去的財務記錄,而是其使用租(zu)賃設備(bei)產(chan)生的現金…
2012-01-09(1)融(rong)(rong)(rong)(rong)資(zi)(zi)租賃是(shi)一種貿易(yi)與信(xin)貸相(xiang)結合(he)、融(rong)(rong)(rong)(rong)資(zi)(zi)與融(rong)(rong)(rong)(rong)物為一體的(de)綜(zong)合(he)性租賃交易(yi)方式,其表現形式為融(rong)(rong)(rong)(rong)物,實質內容(rong)則是(shi)融(rong)(rong)(rong)(rong)資(zi)(zi)。融(rong)(rong)(rong)(rong)資(zi)(zi)租賃是(shi)資(zi)(zi)產的(de)所(suo)有者(出租人)與資(zi)(zi)產的(de)使(shi)用(yong)(yong)者(承租人)就(jiu)資(zi)(zi)產的(de)使(shi)用(yong)(yong)所(suo)簽訂的(de)不可撤銷(xiao)的(de)合(he)同約(yue)定(ding)。它定(ding)義了(le)所(suo)有相(xiang)關(guan)的(de)條…
2012-01-091.融(rong)資租賃是一(yi)項至少涉及三方(fang)當事(shi)人(ren)(ren)(ren)--出(chu)租人(ren)(ren)(ren)、承(cheng)(cheng)租人(ren)(ren)(ren)和供貨商,并且至少由(you)兩個(ge)合(he)同(tong)--買賣合(he)同(tong)和租賃合(he)同(tong)構(gou)成(cheng)的(de)自成(cheng)一(yi)類的(de)三邊交易。這三方(fang)當事(shi)人(ren)(ren)(ren)相(xiang)互關聯,兩個(ge)合(he)同(tong)相(xiang)互制約。 2.擬(ni)租賃的(de)設備由(you)承(cheng)(cheng)租人(ren)(ren)(ren)自行選(xuan)定(ding),出(chu)租人(ren)(ren)(ren)只負責按用戶的(de)要(yao)求(qiu)…
2012-01-09融(rong)(rong)資租(zu)(zu)賃是通過租(zu)(zu)借設(she)(she)備(bei)(bei)的(de)方式(shi)來維持(chi)生產或(huo)擴大發展(zhan)。企(qi)業根據自身設(she)(she)備(bei)(bei)投資的(de)需要(yao)向租(zu)(zu)賃公(gong)司提(ti)出設(she)(she)備(bei)(bei)租(zu)(zu)賃的(de)要(yao)求(qiu),租(zu)(zu)賃公(gong)司負責融(rong)(rong)資并(bing)采購(gou)相應的(de)設(she)(she)備(bei)(bei),然后(hou)交付承(cheng)(cheng)租(zu)(zu)企(qi)業使用,租(zu)(zu)賃承(cheng)(cheng)租(zu)(zu)企(qi)業按期交付租(zu)(zu)金,租(zu)(zu)賃期滿時承(cheng)(cheng)租(zu)(zu)企(qi)業享有停租(zu)(zu)、續租(zu)(zu)或(huo)…
2012-01-09